Indicative terms in 24 to 48 hours · Panel of bank & non-bank lenders · Windsor Finance is a broker, not a lender
Windsor Finance Get indicative terms
Bank & non-bank panel · Australia-wide

Property finance, structured around your deal.

We're a broker, not a lender. Tell us the deal and we take it to a panel of Australian bank and non-bank lenders for the right structure, leverage and speed, then package and place it. Indicative terms in 24 to 48 hours.

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No own capital, no lender biasIndicative structuring is freeEvery state & territory

Get indicative terms in 24 to 48 hours

No obligation. Indicative structuring and lender shortlisting cost nothing.

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A real broker reviews every enquiry, typically back within 24 to 48 hours.
A panel of bank & non-bank lenders Major banksNear-banksNon-bank lendersPrivate credit fundsSpecialist lenders
Bank & non-bank
lenders on the panel*
24–48h
to indicative terms
Days
to settle on private & caveat
$50k–$25m+
deal sizes arranged
The problem

Most property deals don't fall over on price. They fall over on finance.

Walk into your own bank and you get one product, one credit policy and one view. When the clock's running, whether on an unconditional auction contract, a settlement date or a presale hurdle, the wrong lender, or a late decline, costs you the deal.

  • Too slow. A bank process measured in weeks doesn't fit a 30 to 42 day settlement.
  • One lender, one box. If your numbers don't fit, the answer is no, and it can land on your file.
  • Wrong fit. Self-employed income, a prior default, a first build or unusual security? Banks decline.
  • No one driving it. Valuers, credit and conveyancers stall while your deadline doesn't move.
What we arrange

Specialist finance for property

Property finance for developers, investors, businesses and SMSF trustees. Or just tell us the deal and we'll match it to the right lender.

Bridging finance

Buy before you sell, settle fast, or release equity ahead of a sale.

~6–16% p.a.*Explore →

Development finance

Senior, stretched and mezzanine for residential and mixed-use schemes.

~7–11% p.a.*Explore →

Construction finance

Staged drawdowns against a fixed-price contract and QS sign-off.

~6.5–10% p.a.*Explore →

Commercial loans

Owner-occupier and investment premises, 3–25 year terms.

~6–9% p.a.*Explore →

SMSF lending

Compliant LRBA finance to acquire property inside super.

~6.5–9% p.a.*Explore →

Investment loans

Personal, company and trust structures, with equity release.

~6–8% p.a.*Explore →

Low-doc & non-conforming

Alt-doc income and adverse-credit cases, priced on the security.

~7–14% p.a.*Explore →

Private & non-bank

First, second mortgage or caveat, the fastest money on the panel.

~9–18% p.a.*Explore →
Modern commercial building at duskBank & non-bank
Why a broker

A broker on your side of the table

Go direct to your bank and you see one product and one set of rules. We take your deal to a panel of banks, near-banks, non-bank lenders and private credit funds at once, then package a file the lender's credit team takes seriously, so the deal settles.

  • No own capital, no bias. We hold no balance sheet and approve nothing. Lenders approve and lend; we arrange and place.
  • Panel breadth. One enquiry reaches a panel of banks and non-bank lenders, so you see real market choice.
  • Right lender first time. Matched to appetite, so a decline doesn't get re-shopped onto your file.
  • Honest fees. Disclosed in writing, up front, with nothing to pay for indicative terms.
Why use a broker →
Construction site at dusk24–48h to terms
Built for deadlines

Indicative terms in 24 to 48 hours. Settlement when it counts.

We package fast and push every party, including valuer, credit and conveyancer, so a tight settlement date isn't the thing that loses you the deal or your deposit.

  • Fast-track for settlements. Auction and unconditional contracts engineered to land inside the contract date.
  • Private & caveat in days. Where the security and exit are clean, private lending can settle in 3 to 10 business days.
  • One broker, packaging the file. A clean, complete case keeps credit moving and avoids a re-shop.
Get indicative terms →
How it works

From enquiry to settlement

One short call, indicative structures within 24 to 48 hours, then we drive the deal to settlement.

1

Enquiry

Tell us the property, purpose, loan size, timeline and exit.

Today
2

Indicative structuring

One or more indicative structures from suitable lenders. No cost.

24–48h
3

Application & packaging

We package a clean, complete, lender-ready case.

Days
4

Valuation & credit

The lender instructs a valuer and credit assesses the file.

1–4 weeks
5

Settlement / drawdown

Funds release on settlement or in staged drawdowns.

Per product
Know your numbers

Interest cost calculator

Get a feel for the monthly and total interest before you even call. Adjust the loan, the indicative rate and the term. It's instant, with no sign-up. Every figure is indicative; the lender confirms on application.

Email me the full breakdownAll calculators →

Estimate your costs

Loan amount$500,000
Monthly interest$3,750
Total interest over term$33,750
Proof
"We bought at auction with an unconditional 30-day settlement. Windsor came back with indicative structures the next day and we settled with room to spare."
Property investor · placeholder*
30 daysauction → settlement
24–48hto indicative terms
Bank & non-bankoptions compared
Who we help
Developers Investors & landlords SMSF trustees Business owners Auction & fast-settlement buyers
FAQ

Common questions

How fast can I actually get finance? +
Indicative structures come back within 24 to 48 hours of a complete enquiry. Private and caveat lending can settle in 3 to 10 business days on a clean case; bridging in 1 to 3 weeks; commercial and SMSF in 4 to 8 weeks. These are typical, not guarantees.
Are you a lender? +
No. Windsor Finance is a finance broker, not a lender. We hold no own capital and approve nothing. We arrange finance through a panel of Australian bank and non-bank lenders; the lender approves and lends.
What's your fee? +
Every cost is disclosed in writing, up front, before you commit. Indicative structuring and lender shortlisting cost nothing, and a broker confirms the exact fee model in writing before you proceed.
Can I get finance with adverse credit? +
Often yes. Most short-term and specialist lenders price on the security and the exit, not just the credit file. Defaults, judgments, tax debt and discharged bankruptcy are workable with the right lender.
Do you do owner-occupier home loans? +
No. We focus on property finance for investors, developers, businesses and SMSF trustees, not standard owner-occupier home loans. A residential home loan broker is the right route for the place you live in.
Do you cover the whole of Australia? +
We arrange finance on property across Australia, in every state and territory. The process runs remote-first on phone, video and secure document upload.

See what you qualify for

A 15 to 20 minute call with a broker, then indicative structures within 24 to 48 hours. No obligation, and indicative structuring costs nothing.

Get indicative termsBook a discovery call
Windsor Finance is a finance broker, not a lender. We arrange finance through a panel of bank and non-bank lenders; lenders approve and lend. All rates, fees and LVRs shown are indicative and subject to lender approval, valuation and your circumstances. Much of our work (development, construction, commercial and most private and bridging finance) is business-purpose lending, generally not regulated under the NCCP Act. The purpose of each deal is confirmed in writing before it proceeds; every cost is disclosed in writing, up front, before you commit. Figures marked * are placeholders.